Home Buyer Tips

May 24, 2017

New Stonegate Construction Information – Meritage Homes

We’ve received many questions about the Stonegate new Meritage Homes construction.  We obtained some new information about the initial pricing of the homes, the models offered and the priority buyer process.  Take a look!  Give us a call with any questions or if you need further information.  Don’t forget – you should always have an agent represent you when purchasing a new home.  Your agent will represent you and your needs during the construction process! Karen & Company REALTY is a boutique real estate firm specializing in South Denver.  We have been the #1 full-service agent in Parker, CO for […]
March 13, 2017

Five Tips for First-Time Buyers

Five tips for first-time buyers No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. Save as early as you can: Even if you think you’re years away from buying your first home, try to start saving for your down payment. It makes a huge difference in your monthly payments, and helps avoid paying Private Mortgage Insurance. Be thorough with mortgage shopping: There are countless resources out there that can help you get the […]
February 20, 2017

What Does a Title Company Do?

What does a title company do? When you purchase a home, a title company will research the property to ensure that you are the rightful owner. They’ll look through records for anything that might cause problems—ownership disputes, restrictions, unpaid taxes, liens, and more. Their goal is to document the chain of title and identify any issues that could become major problems down the road. At the end of the process, the title company issues a title opinion. This is a legal document that states that the title is valid. The title opinion is part of obtaining title insurance. The insurance […]
February 6, 2017

How to Get Your Credit Ready to Buy a Home

Thinking about buying soon? Make sure your credit is in order! There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on your score. Pay down your credit card balances Credit utilization is one of the biggest factors in determining your credit score. Your credit utilization should at least be less than 30 percent of your […]